What FAFSA Simplification Means for You
Federal Student Aid made big changes to the Free Application for Federal Student Aid (FAFSA) for the 2024–2025 aid year.
Passed by Congress in 2020, the FAFSA Simplification Act represents a significant overhaul of the awarding and processing of federal student aid. This change includes the FAFSA form, the need analysis that determines federal aid eligibility, changes in terminology, and many policies and procedures for schools that participate in federal student aid programs.
2025–2026 FAFSA Available in December 2024
Historically, the FAFSA form has been made available beginning October 1 each year. However, because of significant changes to the application and processing, the 2025–2026 FAFSA will not be available until sometime in December 2024. While this date may change, any updates will be posted here once announced.
When can I expect my Financial Aid Offer letter?
New students who plan to begin classes at 91Ö±²¥ÊÓƵin the summer of 2025 or fall of 2025 should complete a FAFSA form as soon as it becomes available in December. Returning 91Ö±²¥ÊÓƵstudents should complete a FAFSA form as soon as possible. Due to software updates necessary to process financial aid offer letters we are unsure of when we will be able to send offers. Our goal is to send undergraduate students’ financial aid offer letters in February 2025.
What changed with the FAFSA
There are a number of benefits of the FAFSA Simplification Act, including a more streamlined application process, a better user experience, expanded eligibility for federal student aid, and reduced barriers for certain student populations (e.g., homeless and unaccompanied youth, incarcerated students, English language learners, and students from low-income backgrounds).
Some fundamental changes include, but are not limited to:
The FAFSA form reduced the maximum number of questions from 108 to 46. And because the online FAFSA form is dynamic, some students won't even be presented with all 46 questions. This streamlined format simplifies the application process and makes it less daunting for students and their families.
Previously, the FAFSA form only allowed students to list up to 10 colleges and universities.
In previous years, the FAFSA form was available in English and Spanish. The 2024–25 application was expanded to include the 11 most common languages spoken by English learner students and their parents.
Previously, users had the option to enter their tax information manually or use the IRS Data Retrieval Tool. Beginning with 2024–25, all persons on the FAFSA form are now required to use the IRS Direct Data Exchange to share tax information or confirm non-filing status. This change makes it easier to complete the FAFSA form and reduces the number of questions to be answered.
If you do not opt into the data exchange the student will not be eligible for federal student aid.
A contributor — a new term introduced on the 2024–25 FAFSA — refers to anyone who is required to provide information on a student’s form (such as a parent/stepparent or spouse). A student’s or parent’s answers on the FAFSA form will determine which contributors (if any) will be required to provide information.
Contributors will receive an email informing them that they’ve been identified as such, and will need to log in using their own FSA ID (if they don't already have one) to provide the required information on the student's FAFSA.
Being a contributor does not mean they are financially responsible for the student’s education costs, but it does mean the contributor must provide information on the FAFSA form or the application will be incomplete and the student will not be eligible for federal student aid.
A notable terminology update within the new FAFSA is the replacement of the term Expected Family Contribution (EFC) with the Student Aid Index (SAI). This name more accurately describes the number used to determine aid eligibility and, unlike the EFC, the SAI may be a negative number down to -1500.
Previously, the FAFSA form calculated the number of household members attending college into the EFC, dividing it proportionately to determine federal aid eligibility. Beginning with the 2024–25 FAFSA, the application still asks how many household members are in college, but your answer will not be calculated into the SAI. As such, undergraduate 91Ö±²¥ÊÓƵstudents with siblings in college may see a change in their federal aid eligibility.
Families making less than 175% and single parents making less than 225% of the will see their students receive a maximum Federal Pell Grant award. Minimum Pell Grants will be guaranteed to students from households below 275%, 325%, 350%, or 400% of the poverty level, depending on household structure. Pell awards between the maximum and minimum amounts will be determined by SAI.
For , financial information was previously needed from the parent(s) the student had lived with the most in the last 12 months. With the new FAFSA, financial information is required from the parent(s) who provided the most financial support to the student.
When required, families must now report the value of their small business or family farm. If the family farm includes the principal place of residence, applicants should determine the total net value of all farm assets and subtract the net value of their principal residence to determine the final value of their farm assets.
What did not change?
While the FAFSA application received an update and the aid eligibility calculation has been revised, there are a number of aid-related matters that did not change.
- The general types of aid available to 91Ö±²¥ÊÓƵstudents and federal student loan limits did not change.
- The FAFSA form is still required for consideration of federal and state financial aid every year.
- Dependency status questions that determine if your parent(s) must complete FAFSA remains the same.
- The FAFSA form still requests tax information from the prior-prior year, which means you’ll report 2023 income and assets on your 2025–26 application. Families with significant reductions in income can consider submitting an appeal.
- 91Ö±²¥ÊÓƵadmission application deadlines did not change.
- The questions regarding an applicant's sex, race, and ethnicity have no effect on federal student aid eligibility and are included for statistical purposes and data collection only. (In fact, 91Ö±²¥ÊÓƵwon't even receive this data from the FAFSA form.)
Disclaimer
91Ö±²¥ÊÓƵOffice of Student Financial Services is dedicated to providing timely updates to students, families, and our community. Due to the significant amount of changes that are occurring, portions of our website may not yet be 100% accurate for the 2025–2026 academic year. We'll continue to update this page as we receive more information from the Department of Education and Federal Student Aid, and appreciate your patience as we work to implement the changes brought by the FAFSA Simplification Act.